Products | Builders Insurance Services

Builders

Home Builders and Commercial Builders
Minimum Premium as low as $1K
Up to $25M in Sales and $5M structures
Up to 25 Unit Tracts
Paper GCs eligible
12-month Practice Policies
Project Specific Policy (PSP) options, up to 3-year term PSP Overview
Packaged GL and Builder-Backed Warranty Product Available (BVP) BVP Highlights

Admitted Product

Admitted paper in 15 states with no taxes or fees

Underlying limits up to $2M/$4M/$4M

Free Blanket Additional Insured with Primary/Non-Contributory & Waiver of Subrogation

New Ventures OK with experience

Multi-State Operations on one policy

Policies Auditable Up and Down

Terrorism coverage included

Inland Marine offerings: Property, Installation Floaters, Tools, and Computer Equipment

Good Credit Discount

Available Enhancement Endorsement- includes Contractors E&O, CCC sublimits and more

Payment plans including 12-Pay, Credit/Debit Cards, and more

GL Enhancement Classifications

Remodelers

Residential and Commercial work eligible- includes addition work
Handymen, Flippers and Paper GCs eligible

Trade Contractors

Over 40 classes with Minimum Premiums as low as $500
No Class Limitation Endorsement or need to breakout payrolls
Up to $10M Sales with No Caps on Payroll or Sub-costs
Tract Work coverage available

Non-Admitted Product

Available in 10 states. Multi-State Risks Eligible

Sales based- up to $10M Annual Sales

Primary Classes: Roofers, Framers, Foundations, Door/Window and Siding

Installers, Plaster/Stucco, Residential Plumbing

No Cap on Payroll or Sub Costs

Blanket Additional Insured included

New Ventures OK with experience

Terrorism coverage included

Earn up to 20% in Loss Free Credits

Discount for sub contractor controls

Project Specific Policies (PSPs) available

Inland Marine offerings: Property, Installation Floaters, Tools, and Computer Equipment

Available Enhancement Endorsement- includes Contractors E&O, CCC sublimits and more

Payment plans include Credit/Debit Cards options

Classifications GL Enhancement

A Basic Foundation

About BIS

Builders Insurance Services (BIS), owned by AmTrust North America, offers products through Developers Surety & Indemnity Company, NAIC 12718 and Associated Industries Insurance Company, NAIC 23140. BIS is a P&C underwriting manager specializing in General Liability and Inland Marine coverage for Trade Contractors, GC’s, and Home Builders utilizing our online platform- BIS Builder.

We regionally staff Territory Managers that work closely with our network of independent agencies, each sharing an appetite for construction risks. We currently write in the following states: AZ, CA, CO, ID, IL, MI, MN, MT, NM, NV, OR, TX, UT, WA, WI, WY.

our focus